Terms of Service

Last updated: May 21, 2026

1. Use of Our Services

These Terms of Service are an agreement between you and Mutashim Mohsin (operating as the brand SmoothLedger). SmoothLedger provides financial document generation tools. You may use our services for lawful commercial purposes. You agree not to use the Services to generate fraudulent documents, conduct illegal activities, or distribute spam or malicious content via our email delivery features.

2. Accounts and Subscriptions

While basic features are free, SmoothLedger Pro requires a paid subscription.

Merchant of Record

All orders are processed by our online reseller and Merchant of Record, Paddle.com. Paddle handles all payment processing and billing on our behalf. Paddle's Buyer Terms and Conditions apply to all purchases made through our platform alongside these Terms.

Billing and renewals

Pro subscriptions automatically renew at the end of each billing cycle. You may cancel your subscription at any time through your dashboard settings; cancellation takes effect at the end of the current paid period.

Refunds and cancellations

Refund eligibility, timelines, and how to submit a request are governed by our Refund Policy. For billing errors or payment disputes, contact us at support@smoothledger.com and we will escalate to Paddle where needed.

Product support

SmoothLedger is responsible for all product-related support. If you have questions about features, your account, or technical issues, contact us at support@smoothledger.com or via our contact page.

3. No Financial or Legal Advice

SmoothLedger does not provide financial, legal, or tax advice. You are solely responsible for verifying the accuracy, legality, and tax compliance of the invoices, payslips, and quotations you generate. SmoothLedger is not liable for disputes between you and your clients or employees.

4. User Content

You retain full ownership of all data you input into SmoothLedger (e.g., client details, logos, financial data). By using our cloud-save features, you grant us a secure license to host and process this data solely for the purpose of providing the service to you.

5. Limitation of Liability

All Services are provided "as is" without any warranties. In no event shall SmoothLedger be liable for any direct, indirect, or consequential damages, including lost profits or business interruptions, arising from the use or inability to use our Services.

6. Contact Us

If you have any questions about these Terms, please contact us at support@smoothledger.com or via our contact page.